Merchant Cash Adances

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Fuel Your Business Growth with a Merchant Cash Advance at Universal Times LLC

At Universal Times LLC, we understand the challenges that small businesses face when it comes to managing cash flow or securing fast capital for growth. Our Merchant Cash Advance (MCA) service offers a fast and flexible financing solution, giving you quick access to working capital without the delays or stringent requirements of traditional loans. Whether you need funds for expansion, covering unexpected expenses, or taking advantage of new opportunities, our MCA is designed to meet your needs efficiently and effectively.

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Trusted by 1M+ people
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Years Of Experience

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  • 25+ Years Of Experience
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Why Choose a Merchant Cash Advance?

A Merchant Cash Advance (MCA) provides an upfront cash advance in exchange for a percentage of your future sales. It’s the ideal solution for businesses that need immediate funding but don’t have the collateral or credit score required for traditional loans. With Universal Times LLC, you can quickly access the funds you need, maintain cash flow, and continue your operations without the stress of fixed repayment schedules. This flexible financing option allows you to focus on growth, seize opportunities, and maximize your business’s potential.

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Benefits of Choosing a Merchant Cash Advance at Universal Times LLC

Working with Universal Times LLC comes with numerous benefits tailored to help your business succeed:

  • Preserve Cash Flow: Our Merchant Cash Advance helps you avoid large upfront payments, preserving your working capital for other important business expenses.
    • Flexible Terms: We provide customizable financing options, allowing you to find the right plan that suits your business’s unique needs.
  • Quick Approval: With a simplified application process and minimal paperwork, you’ll receive approval fast, ensuring your business gets the funds it needs without delay.
  • Competitive Rates: Take advantage of affordable interest rates, ensuring that you can grow your business without straining your finances.
  • Tax Benefits: Benefit from potential tax deductions related to business expenses tied to the MCA, helping reduce your tax liabilities.
Learn More Us
Trusted by 1M+ people
around the globe
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0+

Years Of Experience

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  • 25+ Years Of Experience
  • Awards Winning Company

Is a Merchant Cash Advance Right for Your Business?

A Merchant Cash Advance (MCA) is a flexible and fast funding solution for businesses needing immediate capital. Here are some signs that an MCA may be the perfect choice for your business:

  • Immediate Access to Capital: You need fast funding for urgent expenses like inventory, payroll, or emergency costs.
  • Revenue-Based Repayment: Your business experiences fluctuating sales and would benefit from repayments tied to your revenue, ensuring manageable payments.
  • Expert Support: Receive expert guidance every step of the way, helping you make informed financial decisions and choose the best options for your business.
  • No Collateral Required: You need funding but lack assets to secure traditional loans.
  • Flexible Approval Criteria: You prefer funding options that don’t rely on personal credit checks or require perfect credit scores.
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Some Easy Ways

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Step 01

Submit Your & Application

Provide basic business details and financial information through our simple online form.

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Step 02

Quick Approval

Get approved within 3-4 hours after our team reviews your application.

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Step 03

Receive Your & Funds

Access a lump-sum advance customized to your business’s cash flow needs.

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Step 04

Repayment Made Simple

Repay the advance through a percentage of your future sales, ensuring manageable payments aligned with your revenue

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Frequently Asked Questions (FAQs)

A Merchant Cash Advance provides fast access to working capital by advancing a lump sum in exchange for a percentage of your future sales. It's an ideal solution for businesses needing quick funding without the complexity of traditional loans.

Repayment is flexible and based on your business’s sales. A fixed percentage of your daily or weekly revenue is automatically deducted, making repayments manageable and directly tied to your income.

Approval is usually completed within 3-4 hours, and funds are typically disbursed shortly after approval, allowing businesses to access capital quickly for urgent needs.

No, a Merchant Cash Advance does not require collateral, making it a great financing option for businesses that lack significant assets. It provides funding based on your sales performance, not your assets.